All about Payday Loans
What is a Payday Loan?
Required Documentation
Payday loan seekers
Selecting a Loan Lender
Are there disadvantages?
Payday Loan procedures
Impacts on your life
How big of a loan?
Tips for Payday Loans
Who is qualified?
Repaying Your Loan


required documentation
 
Different companies may differ but there are a few documents that are required by almost all lenders.

Direct Deposit Customers:
  • You must submit your most recent pay stub that shows your name, employer information, hourly pay/salary, deductions, and net pay.
  • You will also need to bring a bank statement showing your name, full account number, and a payroll deposit from the past 60 days.
  • If you have a checking account, you will need to bring a void check with you that shows your name and full account number. However, if you have a savings account, the company will probably need to contact your bank to assure that an ACH (Automated Clearing House) payment or Debit can be made on your account.
Non-Direct Deposit Customers:
  • You must submit your most recent pay stub that shows your name, employer information, hourly pay/salary, deductions, and net pay.
  • You will also need to bring evidence of a payroll deposit from the last 60 days.
  • Along with that you will also need to bring a bank statement within the last three months showing your name and account number.
  • If you have a checking account, you will need to bring a void check with you that shows your name and full account number. However, if you have a savings account, the company will probably need to contact your bank to assure that an ACH payment or Debit can be made on your account.